Best EasyBuy Alternatives in Nigeria (2025) – Buy Now, Pay Later Options

Best EasyBuy Alternatives in Nigeria for BNPL (Buy Now, Pay Later

Looking for  Best EasyBuy Alternatives in Nigeria ? You’re not alone. With the rise of Buy Now, Pay Later (BNPL) services, many Nigerians are exploring better and more flexible options. In this blog post, I’ll share two of the most reliable EasyBuy alternatives in Nigeria that allow you to buy electronics, gadgets, and home items on installment without breaking the bank.

What is EasyBuy?

EasyBuy is a BNPL platform that lets users purchase items—especially electronics—on credit and pay later in small installments. It’s popular for phones, tablets, laptops, groceries, and home appliances.

How EasyBuy Works

• Sign up on the EasyBuy website
• Download their mobile app
• Verify your account with a government-issued ID and BVN
• Meet their credit requirements
• Start shopping on weekly or monthly payment plans

Best EasyBuy Alternatives in Nigeria

Below are two trusted platforms that offer similar—or even better—BNPL services in Nigeria.

1. Jumia Flex (Jumia Nigeria)

Website: www.jumia.com.ng

Jumia Nigeria, one of Africa’s largest e-commerce platforms, also offers a Buy Now, Pay Later option through partnerships with BNPL providers and loan companies.

Features of Jumia Flex

• Shop for gadgets, electronics, phones, and more
• Pay in flexible installments
• Partnered with top financial institutions
• Option to pay before delivery (PBD)

2. CDcare

Website: www.cdcare.ng

CDcare is arguably the best EasyBuy alternative in Nigeria. It offers a unique Save Now, Pay Later (SNPL) model, which blends savings and credit together.

How CDcare Works

• Browse Products: Choose from phones, laptops, TVs, furniture, and more.
• Choose Installment Plan: 2–12 months (or 4–40 weeks), pay weekly or monthly.
• Get Delivery: After paying 50% of the item’s value, CDcare delivers it to you.
• Complete Payment: Continue paying the balance after receiving your item.

Key Features of CDcare

• Zero Interest: Pay only the item’s actual price.
• Flexible Payment Plans: Choose what works for you.
• Secure Transactions: Payments are powered by Flutterwave.
• No BVN Required: Sign-up is simple and hassle-free.

Requirements to Use CDcare

• Verify identity with NIN, phone number, or optional BVN
• Upload a clear facial photo
• Provide address verification via location access
• Use a valid email
• Have an active ATM card with at least ₦5,000 balance

CDcare Policies You Should Know

• Delivery: Nationwide delivery within 5–7 working days.
• Cancellation: 10% fee charged on canceled orders.
• Late Payments: 3–7 day grace period, after which penalties apply.

Conclusion

Whether you go for Jumia Flex or CDcare, both platforms offer solid alternatives to EasyBuy in Nigeria. They let you enjoy the convenience of flexible payments without the stress of lump-sum purchases. Personally, I recommend CDcare for its zero interest and easy onboarding process.

Recommended Reads:

• Top Loan Apps in Nigeria Without BVN
• Best Buy Now Pay Later Platforms in 2025
• How to Save and Budget as a Nigerian Salary Earner

Need help getting started with CDcare or Jumia Flex? Drop a comment below or contact us!